Find the Right Finance for
Your Business

From bridging loans to invoice factoring, our private-capital solutions are
fast, flexible and tailored for growth.

Explore Our Lending Products

Invoice Factoring

Release cash from unpaid invoices to power your working capital.

Bridging Loans

Short-term property-based loans for fast opportunities or transitions.

Business Loans

Unsecured or secured funding to invest in your growth or operations.

Asset-Backed Lending

Secure funding against vehicles, machinery or inventory to unlock liquidity.

Credit Facilities

Flexible revolving credit lines to smooth cash flow and seize opportunity.

Why Choose Fifth Finance?

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Private-Capital
Funding

Access dedicated finance from our own private capital reserves. Enjoy faster approvals and reliable funding without bank lending delays.

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Transparent Fee
Structure

Benefit from clear, upfront pricing with absolutely no hidden charges. What you see is exactly what you pay—no surprises or small print.

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Tailored Risk
Management

Receive personalised risk assessments based on your sector and cash-flow profile. Flexible terms designed to protect your margins and support sustainable growth.

Not Sure Which Solution Fits Best?

Try our interactive calculator to simulate funding scenarios based on your invoice value, sector,
and timeline. No hidden fees—what you see is what you pay.

Trusted by Growth-Focused UK Businesses

Funded to UK SMEs
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Client Retention Rate
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