Traditional Lending For Modern Business

Invoice
Lending

Smart, simple lending for businesses that require cashflow.

Business
Loans

Traditional lending for the modern day business.

Asset, Property
& Bridging Loans

Smart funding and lending solutions for asset based borrowing.

Credit
Facilities

Credit line solutions for fast and flexible borrowing.

Smart, Flexible Funding - Fast.

Looking for a lending partner that moves at your pace?

Whether you need to unlock cash from unpaid invoices, bridge a short-term gap, or finance your next stage of growth – we make it simple.

As a proudly independent lender, we offer fast decisions, tailored solutions, and expert support across all ranges of business finance.

Let’s explore the best funding option for your business. Complete the form to get started today. 

Welcome to Smart and
Flexible Lending

Fifth Finance is a private lender operating with private capital.
We work the old way. Real relationships with our clients, having a
proper understanding of their businesses.

Operating with private capital allows us to explore lending
opportunities that institutional and large lenders may refuse. We
understand that speed and flexibility is key in a modern
economy. For us lending is about more than just credit ratings
and risk tolerances. Its about partnership.

Find out how we can be a reliable partner that gives you the
flexibility and freedom to grow your business

From inception our aim was clear, to provide a simple and flexible lending solution to businesses and entrepreneurs. Founded and operated by business owners, Fifth Finance understands the importance of the relationship between business and lender. 

Fifth Finance believe in full transparency. Our charging structures are simple with no management fees, annual charges or hidden conditions.

Features and Partnerships

Lazard company logo
Nomura logo – client of Fifth Finance
Ziina logo – Fifth Finance client
Screenshot 2025-07-21 at 22.41.37

Fifth
Factoring

Access up to 95% of your unpaid invoices within 48 hours. No hidden fees, no bank delays.

Fifth
Loans

Fast, flexible bridging loans secured against property or assets—ideal for time-sensitive purchases, development, or cashflow gaps.

Fifth
Loans ETC

Fast, flexible capital to fuel growth, manage operations, or seize opportunity—no rigid scoring, no red tape, just funding that works.

Fifth
Lending

Turn your machinery, vehicles, inventory or property into fast, flexible funding—without selling or slowing your business.

Fifth
Faciliites

Access a rolling, pre-approved credit facility without bank restrictions. Draw funds when needed—only pay for what you use.

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